j3j3 Casino Terms & Conditions

For the purposes of these Terms, the following definitions apply throughout this Agreement:

• "Account" means the registered personal account created by a Player on the j3j3 Platform.
• "Balance" means the total amount of real-money funds held in a Player's Account, denominated in Philippine Peso (PHP / ₱), or their cryptocurrency equivalent as converted at the time of deposit.
• "Bonus" means any promotional credit, free spins, cashback, or other incentive offered by j3j3 to eligible Players, subject to individual bonus terms and wagering requirements.
• "Game" means any casino game, slot title, live dealer table, sports betting market, bingo room, crash game, or sabong product accessible through the j3j3 Platform.
• "KYC" means Know Your Customer — the identity verification process required under Philippine regulatory guidelines before a Player's first withdrawal is processed.
• "PAGCOR" means the Philippine Amusement and Gaming Corporation, the regulatory authority that licenses and oversees online gaming operations in the Philippines.
• "Platform" means the j3j3 website, mobile-optimized web application, and all associated services accessible at j3j3.club.
• "Wager" or "Bet" means any real-money stake placed by a Player on a Game outcome through the j3j3 Platform.

By accessing the j3j3 Platform, creating an Account, making a deposit, placing a Wager, or using any service provided by j3j3, you irrevocably agree to be bound by these Terms in full. Your continued use of the Platform following any amendment to these Terms constitutes your acceptance of the revised Terms.

These Terms are in addition to, and should be read alongside, the j3j3 Privacy Policy and Responsible Gaming Policy, both of which form part of your agreement with j3j3. In the event of any conflict between these Terms and any specific game rules or promotional terms, the more specific document shall prevail for the specific matter in question.

To register and maintain an Account on j3j3, you must satisfy all of the following eligibility requirements at all times:

• You must be at least 21 years of age, as required under PAGCOR regulations governing online gaming in the Philippines.
• You must be a natural person (not a corporation, trust, or other legal entity).
• You must not be excluded from gambling activities under any self-exclusion program, court order, or regulatory directive.
• You must not be accessing the Platform from a jurisdiction where online gambling is prohibited by applicable law.
• You must not be an employee, contractor, agent, director, officer, or immediate family member of j3j3 or any of its affiliated game providers.
• You must not have had a previous j3j3 Account terminated for breach of these Terms.

j3j3 reserves the right to request documentary proof of age and identity at any time. Failure to provide satisfactory verification within a reasonable period will result in Account suspension and withholding of any pending withdrawals pending compliance. j3j3 will take all reasonable steps to prevent underage gambling and will report confirmed instances to the appropriate Philippine regulatory authorities.

Each Player is permitted to hold only one (1) registered Account on the j3j3 Platform. The creation of multiple Accounts by a single individual — whether using the same or different personal details, payment methods, or device identifiers — is strictly prohibited and constitutes grounds for immediate Account suspension and forfeiture of all Balances.

When registering, you agree to provide accurate, current, and complete information including your legal full name, date of birth, Philippine mobile number, and a valid email address. You must notify j3j3 promptly of any changes to your registered information. j3j3 is not liable for any losses arising from inaccurate or outdated registration details provided by you.

• Registration is free of charge.
• A minimum age of 21 years is strictly enforced.
• All fields in the registration form must be completed accurately.
• j3j3 may decline any registration application at its sole discretion without providing a reason.
• Account ownership is non-transferable.

You are solely responsible for maintaining the confidentiality and security of your Account credentials, including your login identifier (mobile number or email address) and password. j3j3 recommends that you enable two-factor authentication (2FA) on your Account to reduce the risk of unauthorized access.

You agree to notify j3j3 customer support immediately upon becoming aware or suspecting any unauthorized access to your Account, any disclosure of your password, or any other security breach. j3j3 will not be liable for any losses arising from unauthorized Account access that results from your failure to maintain reasonable security over your credentials.

j3j3 accepts deposits via GCash, PayMaya, BDO, BPI, Metrobank, USDT (TRC20 and ERC20), and Bitcoin. The minimum deposit amount is ₱100 for Philippine Peso payments. For cryptocurrency deposits, the equivalent minimum applies based on the conversion rate at the time of transaction confirmation. j3j3 does not charge a platform fee on deposits; however, your payment provider may apply their own transaction fees, for which j3j3 accepts no liability.

All funds deposited into your j3j3 Account are held in a segregated account separate from j3j3's operating capital. Cryptocurrency deposits are converted to PHP at the prevailing market rate at the time of blockchain confirmation and credited to your unified PHP Balance. j3j3 does not apply any exchange markup beyond the standard conversion rate at the time of processing.

• Deposits must originate from a payment method registered in your own name.
• j3j3 reserves the right to request proof of ownership of any payment method used.
• Deposits made using payment methods belonging to third parties will be refunded and may result in Account suspension.
• j3j3 reserves the right to impose deposit limits in accordance with responsible gaming obligations.
• j3j3 is not responsible for delays caused by banking systems, e-wallet processing times, or blockchain network congestion.

The minimum withdrawal amount on j3j3 is ₱200. Withdrawals are processed to the same payment method used for deposit where technically possible ("return to source" policy). KYC identity verification must be completed before any withdrawal request is approved. j3j3 targets a processing time of under 5 minutes for verified GCash withdrawals, subject to technical availability.

j3j3 does not charge a platform withdrawal fee. However, cryptocurrency withdrawals are subject to network gas fees that are deducted from the withdrawal amount at the prevailing rate. j3j3 reserves the right to conduct enhanced due diligence on withdrawal requests in excess of ₱50,000 or where unusual betting patterns are detected. This may extend withdrawal processing time until the review is complete.

• Withdrawals may be withheld pending completion of KYC verification.
• Withdrawals are payable only to accounts held in the Player's verified legal name.
• Any Bonus funds that have not met applicable wagering requirements are not eligible for withdrawal.
• j3j3 reserves the right to request additional documentation before processing any withdrawal at its discretion.
• In cases of confirmed fraud, money laundering, or other prohibited conduct, j3j3 reserves the right to freeze and ultimately forfeit Account Balances in cooperation with Philippine regulatory authorities.

j3j3 may offer promotional bonuses, free spins, cashback rewards, and other incentives to eligible Players from time to time. Each promotion is subject to its own specific terms including eligibility criteria, minimum qualifying deposit, wagering requirements, time limits, game restrictions, and maximum withdrawal amounts. These specific bonus terms are published on the relevant promotion page and form part of this Agreement.

Wagering requirements must be fulfilled in full before bonus-derived winnings become eligible for withdrawal. Unless otherwise stated in the specific bonus terms, bonus funds are used after real-money funds have been depleted. j3j3 reserves the right to amend, suspend, or withdraw any bonus or promotion at any time without prior notice, and to reverse bonus credits and associated winnings where it determines that a Player has engaged in abuse of the promotion system.

• Bonuses are available to eligible Players aged 21 and above only.
• Each bonus may be claimed once per Player, household, device, and payment method unless otherwise stated.
• Wagering requirements apply to all bonuses unless specifically designated as wager-free.
• j3j3 reserves the right to determine whether a Player has acted in bad faith to exploit promotions, and to void any resulting Balances.

All Games available on the j3j3 Platform are governed by the individual game rules published by j3j3 and/or the respective game provider. It is the Player's responsibility to read and understand the applicable rules for each Game before placing a Wager. j3j3 uses only PAGCOR-approved game providers whose Random Number Generators (RNG) have been independently certified by accredited testing laboratories.

In the event of a technical malfunction, disconnection, or software error during a Game session, j3j3's system logs shall be the definitive record of the Game state and outcome. j3j3 reserves the right to void any Wager affected by a technical error and refund the staked amount to the Player's Account Balance. Any Game outcome resulting from a system error or provider error may be voided at j3j3's discretion.

• j3j3 is not responsible for losses arising from a Player's failure to understand individual game rules.
• Published RTP (Return to Player) figures are certified provider averages over millions of rounds and do not guarantee specific returns for individual Players in individual sessions.
• Sports betting odds are subject to change before a Wager is confirmed. The odds displayed at the time of bet confirmation are the binding odds for that Wager.
• j3j3 reserves the right to limit the maximum Wager or maximum win per Game or per Player at its sole discretion.

The following conduct is strictly prohibited on the j3j3 Platform and constitutes grounds for immediate Account suspension, forfeiture of Balance, and reporting to relevant Philippine authorities:

• Accessing the Platform if you are under 21 years of age.
• Registering or operating more than one Account.
• Providing false, inaccurate, or misleading registration or KYC information.
• Using the Platform for any money laundering, structuring, or other financial crime activity.
• Exploiting software bugs, vulnerabilities, or technical errors for financial gain.
• Using automated betting systems, bots, artificial intelligence, or macros to place Wagers.
• Colluding with other Players or third parties to gain an unfair advantage in any Game.
• Engaging in any form of arbitrage betting or matched betting using j3j3 promotional funds.
• Threatening, harassing, or abusing j3j3 staff or other Players.
• Conducting any activity that violates Philippine law or regulation.

j3j3 is committed to promoting responsible gaming among all Players and strictly enforces the minimum age of 21 years in compliance with PAGCOR regulations. j3j3 provides the following responsible gaming tools, which are accessible from your Account settings at no cost and without requiring contact with support:

• Deposit Limits: Daily, weekly, or monthly deposit caps configurable from Account settings. Limits take effect immediately and cannot be increased during the active period.
• Session Time Limits: Maximum session duration alerts that notify you when your preset time has been reached.
• Cool-Off Periods: Temporary Account suspension for 1, 7, or 30 days upon request through live chat. Cannot be reversed once activated.
• Self-Exclusion: Extended or permanent Account closure available upon request through live chat. j3j3 will attempt to enforce self-exclusion across the Platform for the duration requested.
• Reality Checks: Periodic in-session notifications displaying your session duration and net gaming activity.

For Players experiencing gambling-related harm, j3j3 encourages you to seek support from the National Council on Problem Gambling Philippines and other professional counselling resources available in the Philippines. j3j3 will never pressure any Player to continue gambling or to increase their wagers.

All content on the j3j3 Platform — including but not limited to software, source code, trademarks, logos, graphics, user interface designs, game titles, promotional materials, and written content — is the property of j3j3 or its licensors and is protected by applicable Philippine and international intellectual property laws. Nothing in these Terms grants you any licence or right to reproduce, distribute, modify, publicly display, reverse engineer, or create derivative works from any j3j3 content without the express prior written consent of j3j3.

Game software and content is licensed to j3j3 by third-party game providers. Your right to access Games through the j3j3 Platform is a limited, non-exclusive, non-transferable personal licence for entertainment purposes only. This licence terminates immediately upon Account closure or breach of these Terms.

To the maximum extent permitted by applicable Philippine law, j3j3's aggregate liability to you arising from or related to these Terms or your use of the Platform shall not exceed the net deposits made by you to your Account in the thirty (30) days immediately preceding the event giving rise to the claim.

j3j3 shall not be liable for:

• Any loss of profits, loss of anticipated winnings, loss of data, or any indirect, incidental, consequential, punitive, or special damages arising from your use of the Platform.
• Technical failures, interruptions, or errors in the Platform that are beyond j3j3's reasonable control.
• Losses arising from third-party payment processing delays or failures.
• Losses arising from a Player's failure to comply with these Terms.
• Any reliance placed by you on the accuracy of information published on the Platform regarding game rules, odds, or promotional terms that has subsequently been updated.

Nothing in these Terms limits j3j3's liability for death or personal injury caused by its own negligence, fraud, or any other matter that cannot be excluded under applicable Philippine law.

j3j3 reserves the right to suspend or permanently close any Account at its sole discretion with or without notice, including but not limited to circumstances where:

• A Player has breached any provision of these Terms.
• A Player has provided false or misleading information during registration or KYC.
• A Player is found to be under 21 years of age.
• Suspicious, fraudulent, or prohibited conduct is detected.
• A self-exclusion or responsible gaming request is received and verified.
• j3j3 is required to do so by PAGCOR or any other competent Philippine authority.

Upon Account termination for reasons other than breach of these Terms, j3j3 will process a refund of any remaining verified real-money Balance to the Player's registered payment method within a reasonable time, subject to completion of outstanding KYC requirements. Bonus Balances and any winnings derived from bonus funds that have not met wagering requirements will be forfeited upon Account closure.

A Player who wishes to voluntarily close their Account may do so at any time by contacting j3j3 customer support via live chat or by email at the address set out in Section 18.

In the event of a dispute arising from your use of the j3j3 Platform, you are encouraged to first contact j3j3 customer support via the live chat facility or email address provided in Section 18. j3j3 will endeavour to resolve all disputes promptly and fairly, typically within five (5) business days of receiving a formal complaint. All disputes must be submitted within thirty (30) days of the event giving rise to the complaint; disputes submitted outside this period may not be considered.

j3j3's transaction logs, server records, and game outcome data shall be the final and definitive record for the purpose of resolving any dispute regarding game results, wagering history, or Account Balances. If you are dissatisfied with j3j3's response to your complaint, you may escalate the matter to PAGCOR through its official regulatory channels.

j3j3 reserves the right to amend these Terms at any time. Material changes to these Terms will be communicated to registered Players via the email address or mobile number on file, or through a prominent notice on the Platform prior to the changes taking effect. Your continued use of the Platform after the effective date of any amendment constitutes your acceptance of the revised Terms.

If you do not agree to any amendment to these Terms, you must stop using the Platform immediately and may close your Account in accordance with Section 14. The current version of these Terms is always available on the j3j3 Platform at j3j3.club/terms-conditions.

These Terms and any dispute or claim arising out of or in connection with them or their subject matter or formation (including non-contractual disputes or claims) shall be governed by and construed in accordance with the laws of the Republic of the Philippines. The parties irrevocably submit to the exclusive jurisdiction of the courts of the Philippines for the resolution of any dispute arising from these Terms or your use of the j3j3 Platform.

j3j3 operates under the regulatory framework established by PAGCOR and complies with all applicable Philippine laws, including but not limited to Republic Act No. 9487 (PAGCOR Charter), Republic Act No. 9160 (Anti-Money Laundering Act), and Republic Act No. 10173 (Data Privacy Act of 2012). These Terms shall not be construed to limit any rights you may have under applicable Philippine consumer protection law.

For queries, complaints, responsible gaming requests, or any other matter relating to these Terms, please contact j3j3 through the following channels: